Certified by the state of Florida and qualified for certification in all states.

Terms Of Site Use Agreement
This Terms of Use agreement sets forth the agreement between ASP Benefits, LLC., ("ASP Benefits, LLC." or "we") and each user ("you" or "user") governing the use by you of this site. Please read this agreement carefully before using this site. By using this site, you signify your assent to this Terms of Use agreement. If you do not agree to the terms and conditions contained in this Terms of Use agreement, you may not access or otherwise use this site.

  1. Copyright and Trademarks
    All web site design, text, graphics, sound, software and other content, and the selection and arrangement thereof, are the property of ASP Benefits, LLC. or its licensors, and are protected by United States and international copyright law. All rights to such materials are reserved to their respective copyright owners. Permission is granted to electronically copy and to print in hard copy portions of this web site. Any other use of materials on this site, including without limitation reproduction for purposes other than noted above, modification, distribution, replication, commercial or other exploitation, or creation of derivative works, without the prior written permission of ASP Benefits, LLC., is strictly prohibited.

    ASP Benefits LLC, and all logos, page headers, custom graphics and icons are service marks and/or trademarks of ASP Benefits, LLC or its licensors or their affiliates. All other trademarks, service marks, product names and company names or logos that appear on this site are the property of their respective owners.
  2. No Warranty, Disclaimer
    Price and availability information on this site is subject to change without notice.
  3. Limitation of Liability
    ASP Benefits, LLC shall not under any circumstances be liable for any damages of any kind arising out of, in connection with or relating to the use of or inability to use this site, including without limitation any liability (i) as a publisher of information, (ii) as a seller or reseller of any products or service, (iii) for any defective products, (iv) for any incorrect or inaccurate information, (v) for any unauthorized access to or disclosure of your transmissions or data, (vi) for statements or conduct of any third party on the site, or (v) for any other matter relating to this site or any linked site. This is a comprehensive limitation of liability that applies to all damages of any kind, including without limitation any direct, indirect, special, incidental or consequential damages (including without limitation damages for loss of business, loss of profits, loss of good will, loss of use, loss of data, cost of procuring substitute goods, services or information, litigation or the like), whether based on breach of contract, breach of warranty, tort (including without limitation negligence), product liability or otherwise, even if the user advises of the possibility of such damages. The limitations of liability set forth herein are fundamental elements of the basis of the bargain between ASP Benefits, LLC and the user. The products, information and services offered on and through this site would not be provided without such limitations. Because the laws of some states may not allow for the exclusion of certain damages, in such states liability is limited to the fullest extent permitted by law.

    Notwithstanding the foregoing, the sole and entire maximum liability of ASP Benefits, LLC for any reason, and your sole and exclusive remedy for any cause or claim whatsoever, shall be limited to the membership amount paid by you and purchased by you from ASP Benefits, LLC on this site.
    You agree to indemnify, defend and hold harmless ASP Benefits, LLC against all claims, demands, causes of action, losses, expenses, damages and costs, including without limitation any reasonable attorneys' fees, resulting or arising from or relating to your use of or conduct on the site, any activity related to your account by you or any other person, any material that you submit to, post on or transmit through the site, your violation of these Terms of Use, your infringement or violation of any rights of another, or termination of your access to this site.

    All products and services offered on or through this site are provided subject to any applicable tariffs and any accompanying terms and conditions.
  4. Your Usage of Site and Termination of Usage
    You agree that ASP Benefits, LLC may terminate or suspend your access to all or part of this site, without notice, for any conduct that ASP Benefits, LLC, in its sole discretion, believes is in violation of these Terms of Use or any applicable law or is harmful to the interests of another user, ASP Benefits, LLC
  5. Usage by Minors
    Because of the nature of the World Wide Web, ASP Benefits, LLC cannot prohibit minors from visiting this site. ASP Benefits, LLC must rely on parents, guardians and those responsible for supervising children and teenagers to decide which materials are appropriate for such children and teenagers to view. ASP Benefits, LLC requires that (i) all memberships on the site be made by adults 18 years of age or older, and (ii) all users who provide personal information to ASP Benefits, LLC be 18 years of age or older, or, if under 18, that such information be accompanied by verifiable parental consent as further set forth in our Privacy and Child Protection Policy.
  6. Applicable Law and Jurisdiction
    This agreement shall be governed by and construed in accordance with the laws of the State of Florida without regard to choice of law rules. Each user agrees to submit to personal jurisdiction in the State of Florida and further agrees that any cause of action arising from or relating to the use of this site or this agreement shall be brought exclusively in a court in Florida.
  7. Severability and Interpretation
    If any provision of this agreement shall be deemed unlawful, void or for any reason unenforceable by a court of competent jurisdiction, the validity and enforceability of any remaining provisions shall not be affected. When used in this agreement, the term "including" shall be deemed to be followed by the words "without limitation."
  8. Entire Agreement; Amendments
    This agreement constitutes the entire and only agreement between ASP Benefits. and each user of this site with respect to the subject matter of this agreement and supersedes any and all prior or contemporaneous agreements, representations, warranties and understandings, written or oral, with respect to the subject matter of this agreement. You agree to review this agreement prior to your use of this site and your use of this site shall be deemed acceptance of and assent to this agreement by you. ASP Benefits, LLC may, in its sole discretion, amend this Terms of Use agreement from time to time.
  9. Miscellaneous
    The failure of ASP Benefits, LLC to insist upon strict adherence to any term of this agreement shall not constitute a waiver of such term and shall not be considered a waiver or limit that party's right thereafter to insist upon strict adherence to that term or any other term of this agreement. You agree that regardless of any statute or law to the contrary, any claim of cause of action arising from or relating to use of this site or this agreement must be filed within one (1) year after such claim or cause of action arose, or will be forever barred. The "No Warranty; Disclaimer" and "Limitation of Liability" provisions of this agreement are for the benefit of ASP Benefits, LLC and its affiliates as defined herein, and each of these individuals or entities shall have the right to assert and enforce these provisions directly against you on its own behalf.

Privacy and Child Protection Policy
ASP Benefits, LLC (" ASP Benefits, LLC") cares about the privacy of each user of its web site ("user" or "you"), including those who trust us enough to place orders. In order to protect the privacy of its users, ASP Benefits, LLC has adopted the following policy:

  1. General Information
    When you use the web site, some basic general information is collected. This information is used to improve the web site and make your use of the web site as enjoyable and efficient as possible. This general information is used internally in connection only with ASP Benefit, LLC.'s business.
  2. Personal Information
    When you register on the web site, we collect personal information (which you provide) that may include your: (i) first and last name; (ii) billing address; (iii) mailing address; (iv) email address; (v) phone number; (vi) credit card account number; and ( viii) banking information collectively, "Personal Information").
  3. Use/Sharing of Personal Information
    Your name, shipping and billing addresses, and credit card number(s) are used by ASP Benefits, LLC in order to provide you with the services that you purchase on the web site. We use your email address to provide you with information about your request and its status, and we may occasionally send out emails, including newsletters, to people who have enrolled online, presenting more great offerings.

    Your phone number is used by ASP Benefits, LLC only in the event that our customer service representatives need to contact you about an enrollment or information regarding our services.

    ASP Benefits, LLC currently does not share with any third party any Personal Information that could readily identify any user. ASP Benefits, LLC will not divulge any user's credit card information to any third party without such user's prior consent.
  4. Credit Card Security
    The Internet is a vast network of computers. Because the data passes from computer to computer, some Internet shoppers worry that unauthorized persons may intercept the data and gain access to credit card numbers, but shopping on a secure site is actually safer than handing a credit card to a waiter in a restaurant. Taking the steps below will lower the chances of interception of your credit card number:

    a. Limit your online shopping to Internet merchants, such as ASP Benefits, LLC, with sites equipped with Secure Sockets Layer (SSL) technology. SSL prevents unauthorized people from intercepting your data.

    b. Use a browser, such as Netscape Navigator or Internet Explorer that supports SSL. These browsers show a symbol in the status bar, such as a key or lock, when you are on a site that uses SSL. Most banks will cover the cost of fraud resulting from unauthorized use of your credit card or may limit your liability.

    Credit card information collected by ASP Benefits, LLC is encrypted through Secure Sockets Layer before it is transmitted over the Internet.

    ASP Benefits, LLC fully cooperates with law enforcement agencies in identifying those who use our services for illegal activities, and may in its sole discretion disclose Personal Information or other information to satisfy any law, regulation, subpoena, or government request. ASP Benefits, LLC reserves the right to release Personal Information or other information about users who we believe are engaged in illegal activities or are otherwise in violation of our Terms of Use, even without a subpoena, warrant or court order, if we believe in our sole discretion that such disclosure is necessary or appropriate to operate the web site, or to protect the rights or property of ASP Benefits, LLC, or any of their officers, directors, or employees, agents, third-party content providers, suppliers, sponsors, or licensors. ASP Benefits, LLC also reserves the right to report to law enforcement agencies any activities we reasonably believe in our sole discretion to be unlawful.
  5. Miscellaneous
    ASP Benefits, LLC wants you to be aware that when you click on links (including advertising banners) which take you to third-party web sites, you will be subject to such third parties' privacy policies. While we support the protection of privacy on the Internet, ASP Benefits, LLC expressly disclaims any and all liability for the actions of third parties, including without limitation actions relating to the use and/or disclosure of Personal Information by third parties.
Thursday the 18th.




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News Flash

Now is the time to review your health insurance policy and makes changes as it is the yearly period when people can enroll in a health insurance plan. For 2019 coverage, the Open Enrollment Period is November 1, 2018 – December 15, 2018.  Visit our health insurance guide and health insurance enrollment page for more information.